diff --git a/com.twin.app.shoptime/src/actions/actionTypes.js b/com.twin.app.shoptime/src/actions/actionTypes.js
index c088ae3f..ba5f877d 100644
--- a/com.twin.app.shoptime/src/actions/actionTypes.js
+++ b/com.twin.app.shoptime/src/actions/actionTypes.js
@@ -18,6 +18,11 @@ export const types = {
   CLEAR_PANEL_QUEUE: 'CLEAR_PANEL_QUEUE',
   SET_QUEUE_PROCESSING: 'SET_QUEUE_PROCESSING',
 
+  // 🔽 [251106] 비동기 액션 완료 처리
+  ENQUEUE_ASYNC_PANEL_ACTION: 'ENQUEUE_ASYNC_PANEL_ACTION',
+  COMPLETE_ASYNC_PANEL_ACTION: 'COMPLETE_ASYNC_PANEL_ACTION',
+  FAIL_ASYNC_PANEL_ACTION: 'FAIL_ASYNC_PANEL_ACTION',
+
   // device actions
   GET_AUTHENTICATION_CODE: 'GET_AUTHENTICATION_CODE',
   REGISTER_DEVICE: 'REGISTER_DEVICE',
diff --git a/com.twin.app.shoptime/src/actions/queuedPanelActions.js b/com.twin.app.shoptime/src/actions/queuedPanelActions.js
index 81c826ef..e0cabb27 100644
--- a/com.twin.app.shoptime/src/actions/queuedPanelActions.js
+++ b/com.twin.app.shoptime/src/actions/queuedPanelActions.js
@@ -151,4 +151,295 @@ export const createPanelSequence = (sequence) => {
 
     dispatch(enqueueMultiplePanelActions(queuedActions));
   };
+};
+
+// ===================================================================
+// 🔽 [251106] 비동기 액션 완료 처리 기능
+// ===================================================================
+
+/**
+ * 비동기 패널 액션을 큐에 추가합니다.
+ * API 호출이나 다른 비동기 작업이 포함된 패널 액션을 순차적으로 처리합니다.
+ *
+ * @param {Object} config - 비동기 액션 설정
+ * @param {string} config.id - 액션 고유 ID
+ * @param {Function} config.asyncAction - 비동기 액션 (dispatch, getState, onSuccess, onFail) => void
+ * @param {Function} config.onSuccess - 성공 콜백 (response) => void
+ * @param {Function} config.onFail - 실패 콜백 (error) => void
+ * @param {Function} config.onFinish - 완료 콜백 (isSuccess, result) => void
+ * @param {number} config.timeout - 타임아웃 (ms, 기본값: 10000)
+ * @returns {Function} Redux thunk
+ */
+export const enqueueAsyncPanelAction = (config) => {
+  return (dispatch, getState) => {
+    const actionId = config.id || `async_action_${++queueItemId}_${Date.now()}`;
+
+    console.log('[queuedPanelActions] 🔄 ENQUEUE_ASYNC_PANEL_ACTION', {
+      actionId,
+      timestamp: Date.now()
+    });
+
+    dispatch({
+      type: types.ENQUEUE_ASYNC_PANEL_ACTION,
+      payload: {
+        id: actionId,
+        asyncAction: config.asyncAction,
+        onSuccess: config.onSuccess,
+        onFail: config.onFail,
+        onFinish: config.onFinish,
+        timeout: config.timeout || 10000,
+        timestamp: Date.now(),
+        status: 'pending'
+      }
+    });
+
+    // 비동기 액션 실행
+    executeAsyncAction(dispatch, getState, actionId);
+  };
+};
+
+/**
+ * 비동기 액션을 실행하고 완료 처리를 합니다.
+ * @param {Function} dispatch - Redux dispatch
+ * @param {Function} getState - Redux getState
+ * @param {string} actionId - 액션 ID
+ */
+const executeAsyncAction = (dispatch, getState, actionId) => {
+  const state = getState();
+  const asyncAction = state.panels?.panelActionQueue?.find(item => item.id === actionId);
+
+  if (!asyncAction) {
+    console.warn('[queuedPanelActions] ⚠️ ASYNC_ACTION_NOT_FOUND', actionId);
+    return;
+  }
+
+  console.log('[queuedPanelActions] ⚡ EXECUTING_ASYNC_ACTION', actionId);
+
+  // 비동기 액션을 Promise로 래핑하여 실행
+  import('../utils/asyncActionUtils').then(({ wrapAsyncAction, withTimeout }) => {
+    const actionPromise = wrapAsyncAction(asyncAction.asyncAction, { dispatch, getState });
+    const timeoutPromise = withTimeout(actionPromise, asyncAction.timeout);
+
+    timeoutPromise
+      .then(result => {
+        console.log('[queuedPanelActions] 📊 ASYNC_ACTION_RESULT', {
+          actionId,
+          success: result.success,
+          hasError: !!result.error,
+          errorCode: result.error?.code
+        });
+
+        if (result.success) {
+          // 성공 처리
+          console.log('[queuedPanelActions] ✅ ASYNC_ACTION_SUCCESS', actionId);
+
+          // 사용자 정의 성공 콜백 실행
+          if (asyncAction.onSuccess) {
+            try {
+              asyncAction.onSuccess(result.data);
+            } catch (error) {
+              console.error('[queuedPanelActions] ❌ USER_ON_SUCCESS_ERROR', error);
+            }
+          }
+
+          // 완료 콜백 실행
+          if (asyncAction.onFinish) {
+            try {
+              asyncAction.onFinish(true, result.data);
+            } catch (error) {
+              console.error('[queuedPanelActions] ❌ USER_ON_FINISH_ERROR', error);
+            }
+          }
+
+          // Redux 상태 업데이트
+          dispatch({
+            type: types.COMPLETE_ASYNC_PANEL_ACTION,
+            payload: {
+              actionId,
+              result: result.data,
+              timestamp: Date.now()
+            }
+          });
+
+        } else {
+          // 실패 처리
+          console.error('[queuedPanelActions] ❌ ASYNC_ACTION_FAILED', {
+            actionId,
+            error: result.error,
+            errorCode: result.error?.code
+          });
+
+          // 사용자 정의 실패 콜백 실행
+          if (asyncAction.onFail) {
+            try {
+              asyncAction.onFail(result.error);
+            } catch (callbackError) {
+              console.error('[queuedPanelActions] ❌ USER_ON_FAIL_ERROR', callbackError);
+            }
+          }
+
+          // 완료 콜백 실행
+          if (asyncAction.onFinish) {
+            try {
+              asyncAction.onFinish(false, result.error);
+            } catch (callbackError) {
+              console.error('[queuedPanelActions] ❌ USER_ON_FINISH_ERROR', callbackError);
+            }
+          }
+
+          // Redux 상태 업데이트
+          dispatch({
+            type: types.FAIL_ASYNC_PANEL_ACTION,
+            payload: {
+              actionId,
+              error: result.error,
+              timestamp: Date.now()
+            }
+          });
+        }
+      })
+      .catch(error => {
+        console.error('[queuedPanelActions] 💥 ASYNC_ACTION_EXECUTION_ERROR', { actionId, error });
+
+        // 치명적인 에러 처리
+        if (asyncAction.onFail) {
+          try {
+            asyncAction.onFail(error);
+          } catch (callbackError) {
+            console.error('[queuedPanelActions] ❌ USER_ON_FAIL_ERROR', callbackError);
+          }
+        }
+
+        if (asyncAction.onFinish) {
+          try {
+            asyncAction.onFinish(false, error);
+          } catch (callbackError) {
+            console.error('[queuedPanelActions] ❌ USER_ON_FINISH_ERROR', callbackError);
+          }
+        }
+
+        dispatch({
+          type: types.FAIL_ASYNC_PANEL_ACTION,
+          payload: {
+            actionId,
+            error: {
+              code: 'EXECUTION_ERROR',
+              message: error.message || '비동기 액션 실행 중 치명적인 오류 발생'
+            },
+            timestamp: Date.now()
+          }
+        });
+      });
+  }).catch(error => {
+    console.error('[queuedPanelActions] 💥 ASYNC_UTILS_IMPORT_ERROR', error);
+
+    // 유틸리티 import 실패 시 기본 처리
+    if (asyncAction.onFail) {
+      asyncAction.onFail(error);
+    }
+    if (asyncAction.onFinish) {
+      asyncAction.onFinish(false, error);
+    }
+  });
+};
+
+/**
+ * API 호출 후 패널 액션을 실행하는 헬퍼 함수
+ * @param {Object} config - 설정
+ * @param {Function} config.apiCall - API 호출 함수 (dispatch, getState, onSuccess, onFail) => void
+ * @param {Array} config.panelActions - API 성공 후 실행할 패널 액션들
+ * @param {Function} config.onApiSuccess - API 성공 콜백 (선택)
+ * @param {Function} config.onApiFail - API 실패 콜백 (선택)
+ * @returns {Function} Redux thunk
+ */
+export const createApiWithPanelActions = (config) => {
+  return enqueueAsyncPanelAction({
+    asyncAction: (dispatch, getState, onSuccess, onFail) => {
+      console.log('[queuedPanelActions] 🌐 API_CALL_START');
+      config.apiCall(dispatch, getState, onSuccess, onFail);
+    },
+    onSuccess: (response) => {
+      console.log('[queuedPanelActions] 🎯 API_SUCCESS_EXECUTING_PANELS');
+
+      // API 성공 콜백 실행
+      if (config.onApiSuccess) {
+        config.onApiSuccess(response);
+      }
+
+      // 패널 액션들 순차 실행
+      if (config.panelActions && config.panelActions.length > 0) {
+        config.panelActions.forEach((panelAction, index) => {
+          setTimeout(() => {
+            if (typeof panelAction === 'function') {
+              dispatch(panelAction(response));
+            } else {
+              dispatch(panelAction);
+            }
+          }, index * 10); // 10ms 간격으로 실행
+        });
+      }
+    },
+    onFail: (error) => {
+      console.log('[queuedPanelActions] 🚫 API_FAILED', error);
+
+      // API 실패 콜백 실행
+      if (config.onApiFail) {
+        config.onApiFail(error);
+      }
+    },
+    onFinish: (isSuccess, result) => {
+      console.log('[queuedPanelActions] 🏁 API_WITH_PANELS_COMPLETE', { isSuccess });
+    }
+  });
+};
+
+/**
+ * 여러 비동기 액션들을 순차적으로 실행합니다.
+ * @param {Array} asyncConfigs - 비동기 액션 설정 배열
+ * @returns {Function} Redux thunk
+ */
+export const createAsyncPanelSequence = (asyncConfigs) => {
+  return (dispatch, getState) => {
+    let currentIndex = 0;
+
+    const executeNext = () => {
+      if (currentIndex >= asyncConfigs.length) {
+        console.log('[queuedPanelActions] 🎊 ASYNC_SEQUENCE_COMPLETE');
+        return;
+      }
+
+      const config = asyncConfigs[currentIndex];
+      console.log('[queuedPanelActions] 📋 EXECUTING_ASYNC_SEQUENCE_ITEM', {
+        index: currentIndex,
+        total: asyncConfigs.length
+      });
+
+      // 현재 액션에 다음 액션 실행 로직 추가
+      const enhancedConfig = {
+        ...config,
+        onFinish: (isSuccess, result) => {
+          // 원래 onFinish 콜백 실행
+          if (config.onFinish) {
+            config.onFinish(isSuccess, result);
+          }
+
+          // 성공한 경우에만 다음 액션 실행
+          if (isSuccess) {
+            currentIndex++;
+            setTimeout(executeNext, 50); // 50ms 후 다음 액션 실행
+          } else {
+            console.error('[queuedPanelActions] ⛔ ASYNC_SEQUENCE_STOPPED_ON_ERROR', {
+              index: currentIndex,
+              error: result
+            });
+          }
+        }
+      };
+
+      dispatch(enqueueAsyncPanelAction(enhancedConfig));
+    };
+
+    // 첫 번째 액션 실행
+    executeNext();
+  };
 };
\ No newline at end of file
diff --git a/com.twin.app.shoptime/src/reducers/panelReducer.js b/com.twin.app.shoptime/src/reducers/panelReducer.js
index b9a324a5..50049037 100644
--- a/com.twin.app.shoptime/src/reducers/panelReducer.js
+++ b/com.twin.app.shoptime/src/reducers/panelReducer.js
@@ -14,7 +14,12 @@ const initialState = {
     totalProcessed: 0, // 총 처리된 액션 수
     failedCount: 0, // 실패한 액션 수
     averageProcessingTime: 0 // 평균 처리 시간
-  }
+  },
+
+  // [251106] 비동기 액션 관련 상태
+  asyncActions: {}, // 실행 중인 비동기 액션들 { actionId: { ... } }
+  completedAsyncActions: [], // 완료된 비동기 액션 ID들
+  failedAsyncActions: [], // 실패한 비동기 액션 ID들
 };
 
 // last one will be on top
@@ -332,6 +337,102 @@ export const panelsReducer = (state = initialState, action) => {
       };
     }
 
+    // [251106] 비동기 패널 액션 관련 reducer 케이스들
+    case types.ENQUEUE_ASYNC_PANEL_ACTION: {
+      console.log('[panelReducer] 🟠 ENQUEUE_ASYNC_PANEL_ACTION', {
+        actionId: action.payload.id,
+        timestamp: action.payload.timestamp,
+      });
+
+      return {
+        ...state,
+        asyncActions: {
+          ...state.asyncActions,
+          [action.payload.id]: {
+            ...action.payload,
+            status: 'running',
+            startTime: Date.now(),
+          }
+        },
+        queueError: null, // 에러 초기화
+      };
+    }
+
+    case types.COMPLETE_ASYNC_PANEL_ACTION: {
+      console.log('[panelReducer] ✅ COMPLETE_ASYNC_PANEL_ACTION', {
+        actionId: action.payload.actionId,
+        timestamp: action.payload.timestamp,
+      });
+
+      const asyncAction = state.asyncActions[action.payload.actionId];
+      const executionTime = asyncAction ? Date.now() - asyncAction.startTime : 0;
+
+      // 실행 중인 액션에서 제거하고 완료된 액션에 추가
+      const newAsyncActions = { ...state.asyncActions };
+      delete newAsyncActions[action.payload.actionId];
+
+      return {
+        ...state,
+        asyncActions: newAsyncActions,
+        completedAsyncActions: [
+          ...state.completedAsyncActions,
+          {
+            actionId: action.payload.actionId,
+            result: action.payload.result,
+            executionTime,
+            completedAt: action.payload.timestamp,
+          }
+        ].slice(-100), // 최근 100개만 유지
+        queueError: null,
+        queueStats: {
+          ...state.queueStats,
+          totalProcessed: state.queueStats.totalProcessed + 1,
+          averageProcessingTime: Math.round(
+            ((state.queueStats.averageProcessingTime * state.queueStats.totalProcessed) + executionTime) /
+            (state.queueStats.totalProcessed + 1) * 100
+          ) / 100,
+        },
+      };
+    }
+
+    case types.FAIL_ASYNC_PANEL_ACTION: {
+      console.log('[panelReducer] ❌ FAIL_ASYNC_PANEL_ACTION', {
+        actionId: action.payload.actionId,
+        error: action.payload.error?.message || 'Unknown error',
+        timestamp: action.payload.timestamp,
+      });
+
+      const asyncAction = state.asyncActions[action.payload.actionId];
+      const executionTime = asyncAction ? Date.now() - asyncAction.startTime : 0;
+
+      // 실행 중인 액션에서 제거하고 실패한 액션에 추가
+      const newAsyncActions = { ...state.asyncActions };
+      delete newAsyncActions[action.payload.actionId];
+
+      return {
+        ...state,
+        asyncActions: newAsyncActions,
+        failedAsyncActions: [
+          ...state.failedAsyncActions,
+          {
+            actionId: action.payload.actionId,
+            error: action.payload.error,
+            executionTime,
+            failedAt: action.payload.timestamp,
+          }
+        ].slice(-100), // 최근 100개만 유지
+        queueError: {
+          actionId: action.payload.actionId,
+          error: action.payload.error,
+          timestamp: action.payload.timestamp,
+        },
+        queueStats: {
+          ...state.queueStats,
+          failedCount: state.queueStats.failedCount + 1,
+        },
+      };
+    }
+
     default:
       return state;
   }
diff --git a/com.twin.app.shoptime/src/utils/advancedAsyncPanelExamples.js b/com.twin.app.shoptime/src/utils/advancedAsyncPanelExamples.js
new file mode 100644
index 00000000..6a126968
--- /dev/null
+++ b/com.twin.app.shoptime/src/utils/advancedAsyncPanelExamples.js
@@ -0,0 +1,720 @@
+/**
+ * [251106] 고급 비동기 패널 액션 예시
+ *
+ * 이 파일은 Promise 기반의 정교한 비동기 처리와
+ * 프로젝트 특화된 성공/실패 기준을 적용한 예시들을 보여줍니다.
+ */
+
+import {
+  enqueueAsyncPanelAction,
+  createApiWithPanelActions,
+  createAsyncPanelSequence
+} from '../actions/queuedPanelActions';
+
+import {
+  pushPanelQueued,
+  popPanelQueued,
+  updatePanelQueued,
+  clearPanelQueue
+} from '../actions/queuedPanelActions';
+
+import {
+  fetchApi,
+  tAxiosToPromise,
+  wrapAsyncAction,
+  executeParallelAsyncActions,
+  withTimeout,
+  processAsyncResult
+} from './asyncActionUtils';
+
+import { panel_names } from './Config';
+
+/**
+ * 예시 1: Promise 기반 fetch API 사용
+ *
+ * 200 + retCode 0/'0' 성공 기준 적용
+ */
+export const promiseBasedFetchExample = (dispatch, getState, searchQuery) => {
+  console.log('🌐 Promise Based Fetch Example');
+
+  dispatch(enqueueAsyncPanelAction({
+    asyncAction: async (dispatch, getState, onSuccess, onFail) => {
+      try {
+        const result = await fetchApi(`/api/search?q=${encodeURIComponent(searchQuery)}`, {
+          method: 'GET',
+          headers: {
+            'Content-Type': 'application/json'
+          }
+        });
+
+        // 항상 resolve를 호출하여 상세 제어
+        onSuccess(result);
+      } catch (error) {
+        onFail(error);
+      }
+    },
+
+    onSuccess: (result) => {
+      console.log('✅ Fetch Success:', {
+        httpStatus: result.response?.status,
+        retCode: result.data?.retCode,
+        success: result.success
+      });
+
+      // 성공 시 패널 액션들
+      dispatch(pushPanelQueued({
+        name: panel_names.SEARCH_PANEL,
+        panelInfo: {
+          query: searchQuery,
+          results: result.data?.data || [],
+          isLoading: false
+        }
+      }));
+    },
+
+    onFail: (error) => {
+      console.error('❌ Fetch Failed:', {
+        code: error.code,
+        message: error.message,
+        httpStatus: error.httpStatus
+      });
+
+      // 실패 시 에러 패널
+      dispatch(pushPanelQueued({
+        name: panel_names.ERROR_PANEL,
+        panelInfo: {
+          error: error.message,
+          errorCode: error.code,
+          canRetry: true,
+          retryAction: () => promiseBasedFetchExample(dispatch, getState, searchQuery)
+        }
+      }));
+    },
+
+    onFinish: (isSuccess, result) => {
+      console.log('🏁 Fetch Complete:', {
+        isSuccess,
+        hasData: !!result?.data,
+        errorCode: result?.error?.code
+      });
+    }
+  }));
+};
+
+/**
+ * 예시 2: TAxios 방식을 Promise로 변환
+ *
+ * 기존 TAxios 코드와 호환되면서 Promise 기반 제어
+ */
+export const tAxiosPromiseExample = (dispatch, getState, productId) => {
+  console.log('🔄 TAxios Promise Example');
+
+  dispatch(enqueueAsyncPanelAction({
+    asyncAction: async (dispatch, getState, onSuccess, onFail) => {
+      try {
+        // TAxios 동적 import
+        const { TAxios } = await import('../api/TAxios');
+
+        const result = await tAxiosToPromise(
+          TAxios,
+          dispatch,
+          getState,
+          'get',
+          '/api/products',
+          { productId }, // URL params
+          {}, // request params
+          {
+            noTokenRefresh: false,
+            responseType: 'json'
+          }
+        );
+
+        onSuccess(result);
+      } catch (error) {
+        onFail(error);
+      }
+    },
+
+    onSuccess: (result) => {
+      console.log('✅ TAxios Success:', {
+        retCode: result.data?.retCode,
+        success: result.success,
+        hasData: !!result.data?.data
+      });
+
+      if (result.success) {
+        dispatch(pushPanelQueued({
+          name: panel_names.DETAIL_PANEL,
+          panelInfo: {
+            product: result.data?.data,
+            isLoading: false
+          }
+        }));
+      } else {
+        // retCode가 0이 아닌 경우 실패 처리
+        dispatch(pushPanelQueued({
+          name: panel_names.ERROR_PANEL,
+          panelInfo: {
+            error: result.error?.message || '제품 정보를 가져오는데 실패했습니다',
+            errorCode: result.error?.code
+          }
+        }));
+      }
+    },
+
+    onFail: (error) => {
+      console.error('❌ TAxios Failed:', error);
+
+      dispatch(pushPanelQueued({
+        name: panel_names.ERROR_PANEL,
+        panelInfo: {
+          error: error.message,
+          isSystemError: true
+        }
+      }));
+    }
+  }));
+};
+
+/**
+ * 예시 3: 복잡한 비동기 워크플로우 (Promise.all)
+ *
+ * 여러 API를 병렬로 호출하고 모두 완료되면 패널 조작
+ */
+export const parallelAsyncWorkflow = (dispatch, getState, userId) => {
+  console.log('🚀 Parallel Async Workflow');
+
+  dispatch(enqueueAsyncPanelAction({
+    asyncAction: async (dispatch, getState, onSuccess, onFail) => {
+      try {
+        // 병렬로 실행할 비동기 액션들
+        const asyncActions = [
+          // 사용자 프로필 로드
+          async (dispatch, getState, success, fail) => {
+            const result = await fetchApi(`/api/users/${userId}/profile`);
+            success(result);
+          },
+
+          // 장바구니 정보 로드
+          async (dispatch, getState, success, fail) => {
+            const result = await fetchApi(`/api/users/${userId}/cart`);
+            success(result);
+          },
+
+          // 위시리스트 로드
+          async (dispatch, getState, success, fail) => {
+            const result = await fetchApi(`/api/users/${userId}/wishlist`);
+            success(result);
+          }
+        ];
+
+        // 병렬 실행
+        const results = await executeParallelAsyncActions(asyncActions, { dispatch, getState });
+
+        // 모든 결과 포장
+        const combinedResult = {
+          response: { status: 200 },
+          data: {
+            profile: results[0].data,
+            cart: results[1].data,
+            wishlist: results[2].data,
+            errors: results.filter(r => !r.success).map(r => r.error)
+          },
+          success: results.every(r => r.success),
+          error: results.some(r => !r.success) ? {
+            code: 'PARTIAL_FAILURE',
+            message: '일부 정보 로드에 실패했습니다',
+            errors: results.filter(r => !r.success).map(r => r.error)
+          } : null
+        };
+
+        onSuccess(combinedResult);
+      } catch (error) {
+        onFail(error);
+      }
+    },
+
+    onSuccess: (result) => {
+      console.log('✅ Parallel Workflow Success:', {
+        allSuccess: result.success,
+        hasData: !!result.data,
+        errorCount: result.data?.errors?.length || 0
+      });
+
+      // 사용자 패널 표시
+      dispatch(pushPanelQueued({
+        name: panel_names.USER_PANEL,
+        panelInfo: {
+          user: result.data.profile?.data,
+          cartItems: result.data.cart?.data?.items || [],
+          wishlistItems: result.data.wishlist?.data?.items || [],
+          hasErrors: !!result.error,
+          errors: result.data?.errors || []
+        }
+      }));
+    },
+
+    onFail: (error) => {
+      console.error('❌ Parallel Workflow Failed:', error);
+
+      dispatch(pushPanelQueued({
+        name: panel_names.ERROR_PANEL,
+        panelInfo: {
+          error: '사용자 정보 로드에 실패했습니다',
+          canRetry: true,
+          retryAction: () => parallelAsyncWorkflow(dispatch, getState, userId)
+        }
+      }));
+    }
+  }));
+};
+
+/**
+ * 예시 4: 순차적 비동기 체이닝
+ *
+ * 각 단계의 성공 여부에 따라 다음 단계 실행/중단
+ */
+export const sequentialAsyncChaining = (dispatch, getState, orderId) => {
+  console.log('🔗 Sequential Async Chaining');
+
+  const asyncSequence = [
+    {
+      name: 'loadOrder',
+      asyncAction: async (dispatch, getState, onSuccess, onFail) => {
+        const result = await withTimeout(
+          fetchApi(`/api/orders/${orderId}`),
+          5000,
+          '주문 정보 로드 시간이 초과되었습니다'
+        );
+        onSuccess(result);
+      },
+      onSuccess: (result) => {
+        console.log('✅ Order loaded');
+        if (result.success) {
+          dispatch(pushPanelQueued({
+            name: panel_names.ORDER_PANEL,
+            panelInfo: {
+              order: result.data?.data,
+              step: 'loaded'
+            }
+          }));
+        }
+      },
+      onFail: (error) => {
+        console.error('❌ Order load failed:', error);
+        // 실패 시 체이닝 중단
+        dispatch(pushPanelQueued({
+          name: panel_names.ERROR_PANEL,
+          panelInfo: {
+            error: '주문 정보를 찾을 수 없습니다',
+            errorCode: error.code
+          }
+        }));
+      }
+    },
+
+    {
+      name: 'loadPayment',
+      asyncAction: async (dispatch, getState, onSuccess, onFail) => {
+        const result = await withTimeout(
+          fetchApi(`/api/orders/${orderId}/payment`),
+          3000,
+          '결제 정보 로드 시간이 초과되었습니다'
+        );
+        onSuccess(result);
+      },
+      onSuccess: (result) => {
+        console.log('✅ Payment loaded');
+        if (result.success) {
+          dispatch(updatePanelQueued({
+            name: panel_names.ORDER_PANEL,
+            panelInfo: {
+              payment: result.data?.data,
+              step: 'payment_loaded'
+            }
+          }));
+        }
+      },
+      onFail: (error) => {
+        console.error('❌ Payment load failed:', error);
+        // 결제 정보 실패는 주문에는 영향 없음
+        dispatch(updatePanelQueued({
+          name: panel_names.ORDER_PANEL,
+          panelInfo: {
+            paymentError: error.message,
+            step: 'payment_failed'
+          }
+        }));
+      }
+    },
+
+    {
+      name: 'loadShipping',
+      asyncAction: async (dispatch, getState, onSuccess, onFail) => {
+        const result = await withTimeout(
+          fetchApi(`/api/orders/${orderId}/shipping`),
+          3000,
+          '배송 정보 로드 시간이 초과되었습니다'
+        );
+        onSuccess(result);
+      },
+      onSuccess: (result) => {
+        console.log('✅ Shipping loaded');
+        if (result.success) {
+          dispatch(updatePanelQueued({
+            name: panel_names.ORDER_PANEL,
+            panelInfo: {
+              shipping: result.data?.data,
+              step: 'completed'
+            }
+          }));
+        }
+      },
+      onFail: (error) => {
+        console.error('❌ Shipping load failed:', error);
+        dispatch(updatePanelQueued({
+          name: panel_names.ORDER_PANEL,
+          panelInfo: {
+            shippingError: error.message,
+            step: 'shipping_failed'
+          }
+        }));
+      }
+    }
+  ];
+
+  // 순차적 실행
+  dispatch(createAsyncPanelSequence(asyncSequence));
+};
+
+/**
+ * 예시 5: 재시도 로직과 에러 복구
+ *
+ * 실패 시 자동 재시도 및 폴백 로직
+ */
+export const retryAndFallbackExample = (dispatch, getState, productId) => {
+  console.log('🔄 Retry and Fallback Example');
+
+  const maxRetries = 3;
+  let retryCount = 0;
+
+  const attemptLoad = () => {
+    retryCount++;
+    console.log(`📡 Attempt ${retryCount}/${maxRetries}`);
+
+    dispatch(enqueueAsyncPanelAction({
+      asyncAction: async (dispatch, getState, onSuccess, onFail) => {
+        try {
+          const result = await withTimeout(
+            fetchApi(`/api/products/${productId}`),
+            3000,
+            '제품 정보 로드 시간이 초과되었습니다'
+          );
+
+          // 성공/실패 관계없이 항상 resolve
+          onSuccess(result);
+        } catch (error) {
+          onSuccess({
+            response: null,
+            data: null,
+            success: false,
+            error: {
+              code: 'NETWORK_ERROR',
+              message: error.message,
+              originalError: error
+            }
+          });
+        }
+      },
+
+      onSuccess: (result) => {
+        if (result.success) {
+          console.log('✅ Product loaded successfully');
+
+          // 성공 시 패널 표시
+          dispatch(pushPanelQueued({
+            name: panel_names.DETAIL_PANEL,
+            panelInfo: {
+              product: result.data?.data,
+              source: 'api',
+              retryCount
+            }
+          }));
+
+        } else {
+          console.error('❌ Product load failed:', result.error);
+
+          if (retryCount < maxRetries) {
+            // 재시도
+            console.log(`🔄 Retrying in 1 second... (${retryCount}/${maxRetries})`);
+            setTimeout(() => attemptLoad(), 1000);
+          } else {
+            // 최대 재시도 도달 - 폴백 로직
+            console.log('📦 Max retries reached, using fallback');
+
+            // 캐시된 데이터나 기본값 사용
+            dispatch(pushPanelQueued({
+              name: panel_names.DETAIL_PANEL,
+              panelInfo: {
+                product: {
+                  id: productId,
+                  name: '제품 정보 로드 실패',
+                  placeholder: true
+                },
+                source: 'fallback',
+                error: result.error?.message,
+                retryCount
+              }
+            }));
+          }
+        }
+      },
+
+      timeout: 4000 // 각 시도 타임아웃
+    }));
+  };
+
+  // 첫 번째 시도
+  attemptLoad();
+};
+
+/**
+ * 예시 6: 실제 프로젝트 시나리오 - 장바구니 결제 과정
+ *
+ * 실제 비즈니스 로직에 적용 가능한 복합 예시
+ */
+export const realWorldCheckoutFlow = (dispatch, getState, cartItems) => {
+  console.log('🛒 Real World Checkout Flow');
+
+  dispatch(clearPanelQueue()); // 기존 큐 정리
+
+  const checkoutWorkflow = [
+    {
+      name: 'validateCart',
+      asyncAction: async (dispatch, getState, onSuccess, onFail) => {
+        try {
+          const result = await fetchApi('/api/cart/validate', {
+            method: 'POST',
+            body: JSON.stringify({ items: cartItems })
+          });
+          onSuccess(result);
+        } catch (error) {
+          onSuccess({
+            response: null,
+            data: null,
+            success: false,
+            error: { code: 'VALIDATION_ERROR', message: error.message }
+          });
+        }
+      },
+      onSuccess: (result) => {
+        if (result.success) {
+          dispatch(pushPanelQueued({
+            name: panel_names.CHECKOUT_PANEL,
+            panelInfo: {
+              step: 'validated',
+              items: cartItems,
+              validationResult: result.data
+            }
+          }));
+        } else {
+          dispatch(pushPanelQueued({
+            name: panel_names.CART_PANEL,
+            panelInfo: {
+              step: 'validation_failed',
+              items: cartItems,
+              errors: result.error
+            }
+          }));
+        }
+      }
+    },
+
+    {
+      name: 'calculateShipping',
+      asyncAction: async (dispatch, getState, onSuccess, onFail) => {
+        try {
+          const result = await fetchApi('/api/shipping/calculate', {
+            method: 'POST',
+            body: JSON.stringify({
+              items: cartItems,
+              address: getState().user?.defaultAddress
+            })
+          });
+          onSuccess(result);
+        } catch (error) {
+          onSuccess({
+            response: null,
+            data: null,
+            success: false,
+            error: { code: 'SHIPPING_ERROR', message: error.message }
+          });
+        }
+      },
+      onSuccess: (result) => {
+        if (result.success) {
+          dispatch(updatePanelQueued({
+            name: panel_names.CHECKOUT_PANEL,
+            panelInfo: {
+              step: 'shipping_calculated',
+              shippingOptions: result.data?.options || []
+            }
+          }));
+        } else {
+          dispatch(updatePanelQueued({
+            name: panel_names.CHECKOUT_PANEL,
+            panelInfo: {
+              step: 'shipping_error',
+              shippingError: result.error?.message
+            }
+          }));
+        }
+      }
+    },
+
+    {
+      name: 'processPayment',
+      asyncAction: async (dispatch, getState, onSuccess, onFail) => {
+        try {
+          const result = await fetchApi('/api/payment/process', {
+            method: 'POST',
+            body: JSON.stringify({
+              items: cartItems,
+              shipping: getState().panels?.panels?.find(p => p.name === panel_names.CHECKOUT_PANEL)?.panelInfo?.selectedShipping,
+              paymentMethod: 'credit_card'
+            })
+          });
+          onSuccess(result);
+        } catch (error) {
+          onSuccess({
+            response: null,
+            data: null,
+            success: false,
+            error: { code: 'PAYMENT_ERROR', message: error.message }
+          });
+        }
+      },
+      onSuccess: (result) => {
+        if (result.success) {
+          // 결제 성공 - 주문 완료 패널
+          dispatch(pushPanelQueued({
+            name: panel_names.ORDER_COMPLETE_PANEL,
+            panelInfo: {
+              orderData: result.data,
+              step: 'completed'
+            }
+          }));
+
+          // 장바구니 패널 제거
+          dispatch(popPanelQueued(panel_names.CHECKOUT_PANEL));
+        } else {
+          // 결제 실패 - 에러 표시
+          dispatch(updatePanelQueued({
+            name: panel_names.CHECKOUT_PANEL,
+            panelInfo: {
+              step: 'payment_failed',
+              paymentError: result.error?.message,
+              canRetry: true
+            }
+          }));
+        }
+      }
+    }
+  ];
+
+  // 체크아웃 워크플로우 실행
+  dispatch(createAsyncPanelSequence(checkoutWorkflow));
+};
+
+/**
+ * 예시 7: 기존 방식과 새로운 방식의 비교
+ */
+export const comparisonExample = (dispatch, getState) => {
+  console.log('📊 Comparison Example - Old vs New');
+
+  // 기존 방식 (복잡한 콜백 체인, 성공 기준 불명확)
+  console.log('❌ Old way (complex callbacks, unclear success criteria):');
+  setTimeout(() => {
+    // 복잡한 콜백 체인
+    TAxios(
+      dispatch,
+      getState,
+      'get',
+      '/api/user/profile',
+      {},
+      {},
+      (response) => {
+        // 성공 여부 불명확 - 단순히 콜백 호출만 확인
+        if (response.data && response.data.retCode === 0) {
+          // 성공 처리
+          dispatch({ type: 'PUSH_PANEL', payload: { name: 'USER_PANEL' }});
+
+          // 또 다른 API 호출 - 중첩 콜백
+          TAxios(
+            dispatch,
+            getState,
+            'get',
+            '/api/user/cart',
+            {},
+            {},
+            (cartResponse) => {
+              if (cartResponse.data && cartResponse.data.retCode === 0) {
+                dispatch({ type: 'UPDATE_PANEL', payload: {
+                  name: 'USER_PANEL',
+                  panelInfo: { cart: cartResponse.data.data }
+                }});
+              }
+            },
+            (error) => {
+              console.error('Cart load failed:', error);
+            }
+          );
+        } else {
+          // 실패 처리 - retCode 확인 필요
+          console.error('Profile load failed, retCode:', response.data?.retCode);
+        }
+      },
+      (error) => {
+        console.error('Profile load failed:', error);
+        dispatch({ type: 'PUSH_PANEL', payload: { name: 'ERROR_PANEL' }});
+      }
+    );
+  }, 1000);
+
+  // 새로운 방식 (Promise 기반, 명확한 성공 기준)
+  console.log('✅ New way (Promise-based, clear success criteria):');
+  setTimeout(() => {
+    const newWayWorkflow = [
+      {
+        name: 'loadProfile',
+        asyncAction: async (dispatch, getState, onSuccess, onFail) => {
+          // 자동 성공 기준 적용 (200 + retCode 0/'0')
+          const result = await fetchApi('/api/user/profile');
+          onSuccess(result);
+        },
+        onSuccess: (result) => {
+          if (result.success) {
+            dispatch(pushPanelQueued({ name: 'USER_PANEL' }));
+          }
+        }
+      },
+      {
+        name: 'loadCart',
+        asyncAction: async (dispatch, getState, onSuccess, onFail) => {
+          const result = await fetchApi('/api/user/cart');
+          onSuccess(result);
+        },
+        onSuccess: (result) => {
+          if (result.success) {
+            dispatch(updatePanelQueued({
+              name: 'USER_PANEL',
+              panelInfo: { cart: result.data?.data }
+            }));
+          }
+        }
+      }
+    ];
+
+    dispatch(createAsyncPanelSequence(newWayWorkflow));
+  }, 2000);
+};
\ No newline at end of file
diff --git a/com.twin.app.shoptime/src/utils/asyncActionUtils.js b/com.twin.app.shoptime/src/utils/asyncActionUtils.js
new file mode 100644
index 00000000..19fc076a
--- /dev/null
+++ b/com.twin.app.shoptime/src/utils/asyncActionUtils.js
@@ -0,0 +1,385 @@
+/**
+ * [251106] 비동기 액션 유틸리티
+ *
+ * 이 파일은 Promise 기반의 비동기 액션 처리와 상세한 성공/실패 기준을 제공합니다.
+ * 프로젝트 특화된 성공 기준과 에러 처리 로직을 포함합니다.
+ */
+
+import { ERROR_MESSAGES_GROUPS } from './Config';
+
+/**
+ * API 응답 성공 여부를 확인하는 함수
+ *
+ * 성공 기준:
+ * 1. HTTP 상태 코드가 200-299 범위여야 함
+ * 2. 응답 데이터의 retCode가 0 또는 '0'이어야 함
+ *
+ * @param {Response} response - fetch API 응답 객체
+ * @param {Object} responseData - 파싱된 응답 데이터
+ * @returns {boolean} 성공 여부
+ */
+export const isApiSuccess = (response, responseData) => {
+  // HTTP 상태 코드 확인 (200-299 성공 범위)
+  if (!response.ok || response.status < 200 || response.status >= 300) {
+    return false;
+  }
+
+  // retCode 확인 - 0 또는 '0'이어야 성공
+  if (responseData && responseData.retCode !== undefined) {
+    return responseData.retCode === 0 || responseData.retCode === '0';
+  }
+
+  // retCode가 없는 경우 HTTP 상태 코드만으로 판단
+  return response.ok;
+};
+
+/**
+ * API 에러 메시지를 가져오는 함수
+ * @param {number} code - 에러 코드
+ * @returns {string} 에러 메시지
+ */
+export const getApiErrorMessage = (code) => {
+  const errorGroup = ERROR_MESSAGES_GROUPS.find(group =>
+    group.codes && group.codes.includes(code)
+  );
+
+  return errorGroup ? errorGroup.message : `오류가 발생했습니다 (코드: ${code})`;
+};
+
+/**
+ * Promise 기반 fetch API 래퍼
+ * 프로젝트 성공 기준에 맞춰 응답을 처리합니다.
+ *
+ * @param {string} url - API URL
+ * @param {Object} options - fetch 옵션
+ * @returns {Promise<Object>} 응답 데이터를 포함한 Promise
+ */
+export const fetchApi = (url, options = {}) => {
+  console.log('[asyncActionUtils] 🌐 FETCH_API_START', { url, method: options.method || 'GET' });
+
+  return new Promise((resolve) => {
+    fetch(url, {
+      headers: {
+        'Content-Type': 'application/json',
+        ...options.headers
+      },
+      ...options
+    })
+    .then(response => {
+      // JSON 파싱
+      return response.json()
+        .then(responseData => {
+          console.log('[asyncActionUtils] 📊 API_RESPONSE', {
+            status: response.status,
+            ok: response.ok,
+            retCode: responseData.retCode,
+            success: isApiSuccess(response, responseData)
+          });
+
+          // 성공/실패 여부와 관계없이 항상 resolve
+          resolve({
+            response,
+            data: responseData,
+            success: isApiSuccess(response, responseData),
+            error: !isApiSuccess(response, responseData) ? {
+              code: responseData.retCode || response.status,
+              message: responseData.message || getApiErrorMessage(responseData.retCode || response.status),
+              httpStatus: response.status
+            } : null
+          });
+        })
+        .catch(parseError => {
+          console.error('[asyncActionUtils] ❌ JSON_PARSE_ERROR', parseError);
+
+          // JSON 파싱 실패도 resolve로 처리
+          resolve({
+            response,
+            data: null,
+            success: false,
+            error: {
+              code: 'PARSE_ERROR',
+              message: '응답 데이터 파싱에 실패했습니다',
+              originalError: parseError
+            }
+          });
+        });
+    })
+    .catch(error => {
+      console.error('[asyncActionUtils] 💥 FETCH_ERROR', error);
+
+      // 네트워크 에러 등도 resolve로 처리
+      resolve({
+        response: null,
+        data: null,
+        success: false,
+        error: {
+          code: 'NETWORK_ERROR',
+          message: error.message || '네트워크 오류가 발생했습니다',
+          originalError: error
+        }
+      });
+    });
+  });
+};
+
+/**
+ * TAxios 방식의 API 호출을 Promise로 변환
+ *
+ * @param {Function} TAxios - TAxios 함수
+ * @param {Function} dispatch - Redux dispatch
+ * @param {Function} getState - Redux getState
+ * @param {string} method - HTTP 메소드
+ * @param {string} baseUrl - 기본 URL
+ * @param {Object} urlParams - URL 파라미터
+ * @param {Object} params - 요청 파라미터
+ * @param {Object} options - 추가 옵션
+ * @returns {Promise<Object>} Promise 기반 응답
+ */
+export const tAxiosToPromise = (TAxios, dispatch, getState, method, baseUrl, urlParams, params, options = {}) => {
+  return new Promise((resolve) => {
+    console.log('[asyncActionUtils] 🔄 TAXIOS_TO_PROMISE_START', { method, baseUrl });
+
+    const enhancedOnSuccess = (response) => {
+      console.log('[asyncActionUtils] ✅ TAXIOS_SUCCESS', { retCode: response?.data?.retCode });
+
+      // TAxios 성공 콜백도 성공 기준 적용
+      const isSuccess = response?.data && (
+        response.data.retCode === 0 ||
+        response.data.retCode === '0'
+      );
+
+      resolve({
+        response,
+        data: response.data,
+        success: isSuccess,
+        error: !isSuccess ? {
+          code: response.data?.retCode || 'UNKNOWN_ERROR',
+          message: response.data?.message || getApiErrorMessage(response.data?.retCode || 'UNKNOWN_ERROR')
+        } : null
+      });
+    };
+
+    const enhancedOnFail = (error) => {
+      console.error('[asyncActionUtils] ❌ TAXIOS_FAIL', error);
+
+      resolve({
+        response: null,
+        data: null,
+        success: false,
+        error: {
+          code: error.retCode || 'TAXIOS_ERROR',
+          message: error.message || 'API 호출에 실패했습니다',
+          originalError: error
+        }
+      });
+    };
+
+    try {
+      TAxios(
+        dispatch,
+        getState,
+        method,
+        baseUrl,
+        urlParams,
+        params,
+        enhancedOnSuccess,
+        enhancedOnFail,
+        options.noTokenRefresh || false,
+        options.responseType
+      );
+    } catch (error) {
+      console.error('[asyncActionUtils] 💥 TAXIOS_EXECUTION_ERROR', error);
+
+      resolve({
+        response: null,
+        data: null,
+        success: false,
+        error: {
+          code: 'EXECUTION_ERROR',
+          message: 'API 호출 실행 중 오류가 발생했습니다',
+          originalError: error
+        }
+      });
+    }
+  });
+};
+
+/**
+ * 비동기 액션을 Promise 기반으로 래핑하는 헬퍼 함수
+ * 모든 비동기 작업이 Promise를 반환하도록 보장합니다.
+ *
+ * @param {Function} asyncAction - 비동기 액션 함수
+ * @param {Object} context - 실행 컨텍스트 (dispatch, getState 등)
+ * @returns {Promise<Object>} Promise 기반 결과
+ */
+export const wrapAsyncAction = (asyncAction, context = {}) => {
+  return new Promise((resolve) => {
+    const { dispatch, getState } = context;
+
+    console.log('[asyncActionUtils] 🎯 WRAP_ASYNC_ACTION_START');
+
+    // 성공 콜백 - 항상 resolve 호출
+    const onSuccess = (result) => {
+      console.log('[asyncActionUtils] ✅ WRAP_ASYNC_SUCCESS', result);
+
+      // result의 구조를 표준화
+      const normalizedResult = {
+        response: result.response || result,
+        data: result.data || result,
+        success: true,
+        error: null
+      };
+
+      resolve(normalizedResult);
+    };
+
+    // 실패 콜백 - 항상 resolve 호출 (reject 하지 않음)
+    const onFail = (error) => {
+      console.error('[asyncActionUtils] ❌ WRAP_ASYNC_FAIL', error);
+
+      // error 객체를 표준화
+      const normalizedError = {
+        response: null,
+        data: null,
+        success: false,
+        error: {
+          code: error.retCode || error.code || 'ASYNC_ACTION_ERROR',
+          message: error.message || error.errorMessage || '비동기 작업에 실패했습니다',
+          originalError: error
+        }
+      };
+
+      resolve(normalizedError);
+    };
+
+    try {
+      // 비동기 액션 실행
+      const result = asyncAction(dispatch, getState, onSuccess, onFail);
+
+      // Promise를 반환하는 경우도 처리
+      if (result && typeof result.then === 'function') {
+        result
+          .then(onSuccess)
+          .catch(onFail);
+      }
+    } catch (error) {
+      console.error('[asyncActionUtils] 💥 WRAP_ASYNC_EXECUTION_ERROR', error);
+      onFail(error);
+    }
+  });
+};
+
+/**
+ * 여러 비동기 액션을 병렬로 실행하고 모든 결과를 기다립니다.
+ *
+ * @param {Array} asyncActions - 비동기 액션 배열
+ * @param {Object} context - 실행 컨텍스트
+ * @returns {Promise<Array>} 모든 결과 배열
+ */
+export const executeParallelAsyncActions = (asyncActions, context = {}) => {
+  console.log('[asyncActionUtils] 🚀 EXECUTE_PARALLEL_START', { count: asyncActions.length });
+
+  const promises = asyncActions.map(action =>
+    wrapAsyncAction(action, context)
+  );
+
+  return Promise.all(promises)
+    .then(results => {
+      console.log('[asyncActionUtils] ✅ EXECUTE_PARALLEL_SUCCESS', {
+        successCount: results.filter(r => r.success).length,
+        failCount: results.filter(r => !r.success).length
+      });
+      return results;
+    })
+    .catch(error => {
+      console.error('[asyncActionUtils] ❌ EXECUTE_PARALLEL_ERROR', error);
+      // Promise.all이 실패해도 빈 배열 반환
+      return [];
+    });
+};
+
+/**
+ * 비동기 액션 실행 결과를 검증하고 처리하는 헬퍼 함수
+ *
+ * @param {Object} result - 비동기 액션 실행 결과
+ * @param {Object} options - 처리 옵션
+ * @returns {Object} 처리된 결과
+ */
+export const processAsyncResult = (result, options = {}) => {
+  const {
+    throwOnError = false,
+    defaultErrorMessage = '작업에 실패했습니다',
+    logErrors = true
+  } = options;
+
+  if (result.success) {
+    console.log('[asyncActionUtils] 🎉 PROCESS_RESULT_SUCCESS');
+    return {
+      ...result,
+      processed: true
+    };
+  }
+
+  const errorMessage = result.error?.message || defaultErrorMessage;
+
+  if (logErrors) {
+    console.error('[asyncActionUtils] ❌ PROCESS_RESULT_ERROR', {
+      code: result.error?.code,
+      message: errorMessage,
+      originalError: result.error?.originalError
+    });
+  }
+
+  const processedResult = {
+    ...result,
+    processed: true,
+    errorMessage
+  };
+
+  if (throwOnError) {
+    throw new Error(errorMessage);
+  }
+
+  return processedResult;
+};
+
+/**
+ * 타임아웃이 있는 Promise 래퍼
+ *
+ * @param {Promise} promise - 원본 Promise
+ * @param {number} timeoutMs - 타임아웃 시간 (ms)
+ * @param {string} timeoutMessage - 타임아웃 메시지
+ * @returns {Promise} 타임아웃 적용된 Promise
+ */
+export const withTimeout = (promise, timeoutMs, timeoutMessage = '작업 시간이 초과되었습니다') => {
+  return Promise.race([
+    promise,
+    new Promise((resolve) => {
+      setTimeout(() => {
+        console.error('[asyncActionUtils] ⏰ PROMISE_TIMEOUT', { timeoutMs });
+        resolve({
+          response: null,
+          data: null,
+          success: false,
+          error: {
+            code: 'TIMEOUT',
+            message: timeoutMessage,
+            timeout: timeoutMs
+          }
+        });
+      }, timeoutMs);
+    })
+  ]);
+};
+
+// 기본 export
+export default {
+  fetchApi,
+  tAxiosToPromise,
+  wrapAsyncAction,
+  executeParallelAsyncActions,
+  processAsyncResult,
+  withTimeout,
+  isApiSuccess,
+  getApiErrorMessage
+};
\ No newline at end of file
diff --git a/com.twin.app.shoptime/src/utils/asyncPanelQueueExamples.js b/com.twin.app.shoptime/src/utils/asyncPanelQueueExamples.js
new file mode 100644
index 00000000..2b6bdacb
--- /dev/null
+++ b/com.twin.app.shoptime/src/utils/asyncPanelQueueExamples.js
@@ -0,0 +1,488 @@
+/**
+ * [251106] 비동기 패널 액션 큐 사용 예시
+ *
+ * 이 파일은 API 호출이나 다른 비동기 작업이 포함된 패널 액션들을
+ * 어떻게 순차적으로 처리하는지 보여줍니다.
+ */
+
+import {
+  enqueueAsyncPanelAction,
+  createApiWithPanelActions,
+  createAsyncPanelSequence
+} from '../actions/queuedPanelActions';
+
+import {
+  pushPanelQueued,
+  popPanelQueued,
+  updatePanelQueued
+} from '../actions/queuedPanelActions';
+
+import { panel_names } from './Config';
+
+/**
+ * 예시 1: TAxios API 호출 후 패널 액션 실행
+ *
+ * TAxios 방식의 API 호출을 큐 기반으로 처리합니다.
+ */
+export const tAxiosWithPanelExample = (dispatch, getState) => {
+  console.log('🎯 TAxios + Panel Actions Example');
+
+  dispatch(createApiWithPanelActions({
+    // TAxios 방식의 API 호출
+    apiCall: (dispatch, getState, onSuccess, onFail) => {
+      import('../api/TAxios').then(({ TAxios }) => {
+        TAxios(
+          dispatch,
+          getState,
+          'post', // method
+          '/api/search', // URL
+          {}, // URL params
+          { query: 'product search' }, // request params
+          onSuccess, // 성공 콜백
+          onFail, // 실패 콜백
+          false, // noTokenRefresh
+        );
+      });
+    },
+
+    // API 성공 후 실행할 패널 액션들
+    panelActions: [
+      { type: 'PUSH_PANEL', payload: { name: panel_names.SEARCH_PANEL } },
+      (response) => updatePanelQueued({
+        name: panel_names.SEARCH_PANEL,
+        panelInfo: {
+          searchResults: response.data.results,
+          query: response.data.query
+        }
+      })
+    ],
+
+    // API 성공 콜백 (선택)
+    onApiSuccess: (response) => {
+      console.log('🎉 API Success:', response.data);
+    },
+
+    // API 실패 콜백 (선택)
+    onApiFail: (error) => {
+      console.error('💥 API Failed:', error);
+    }
+  }));
+};
+
+/**
+ * 예시 2: Redux Thunk 비동기 액션과 패널 조합
+ *
+ * Redux Thunk 방식의 비동기 액션을 큐 기반으로 처리합니다.
+ */
+export const thunkWithPanelExample = (dispatch, getState) => {
+  console.log('🔄 Thunk + Panel Actions Example');
+
+  dispatch(enqueueAsyncPanelAction({
+    // 비동기 액션 정의
+    asyncAction: async (dispatch, getState, onSuccess, onFail) => {
+      try {
+        // Redux Thunk 방식의 비동기 작업
+        const response = await fetch('/api/products/123');
+        const data = await response.json();
+
+        if (response.ok) {
+          onSuccess(data);
+        } else {
+          onFail(new Error(data.message || 'API Error'));
+        }
+      } catch (error) {
+        onFail(error);
+      }
+    },
+
+    // 성공 콜백 - 패널 액션들 실행
+    onSuccess: (response) => {
+      console.log('✅ Thunk Success:', response);
+
+      // 성공 후 패널 액션들 순차 실행
+      dispatch(pushPanelQueued({ name: panel_names.DETAIL_PANEL }));
+      dispatch(updatePanelQueued({
+        name: panel_names.DETAIL_PANEL,
+        panelInfo: {
+          product: response.product,
+          isLoading: false
+        }
+      }));
+    },
+
+    // 실패 콜백
+    onFail: (error) => {
+      console.error('❌ Thunk Failed:', error);
+
+      // 에러 패널 표시
+      dispatch(pushPanelQueued({
+        name: panel_names.ERROR_PANEL,
+        panelInfo: {
+          error: error.message,
+          retryAction: () => thunkWithPanelExample(dispatch, getState)
+        }
+      }));
+    },
+
+    // 완료 콜백 (성공/실패 모두 호출)
+    onFinish: (isSuccess, result) => {
+      console.log('🏁 Thunk Complete:', { isSuccess, result });
+
+      if (isSuccess) {
+        // 성공했을 때만 추가적인 패널 액션
+        dispatch(pushPanelQueued({
+          name: panel_names.RECOMMENDATION_PANEL,
+          panelInfo: { productId: result.product.id }
+        }));
+      }
+    }
+  }));
+};
+
+/**
+ * 예시 3: 여러 비동기 액션들을 순차적으로 실행
+ *
+ * 복잡한 비동기 워크플로우를 순차적으로 처리합니다.
+ */
+export const complexAsyncSequenceExample = (dispatch, getState) => {
+  console.log('🔀 Complex Async Sequence Example');
+
+  const asyncActions = [
+    {
+      // 1단계: 사용자 정보 로드
+      asyncAction: async (dispatch, getState, onSuccess, onFail) => {
+        try {
+          const response = await fetch('/api/user/profile');
+          const data = await response.json();
+
+          if (response.ok) {
+            onSuccess(data);
+          } else {
+            onFail(new Error('Failed to load user profile'));
+          }
+        } catch (error) {
+          onFail(error);
+        }
+      },
+      onSuccess: (response) => {
+        console.log('👤 User profile loaded:', response);
+        dispatch(updatePanelQueued({
+          name: panel_names.USER_PANEL,
+          panelInfo: { user: response.user }
+        }));
+      }
+    },
+
+    {
+      // 2단계: 장바구니 정보 로드 (1단계 성공 시에만 실행)
+      asyncAction: async (dispatch, getState, onSuccess, onFail) => {
+        try {
+          const response = await fetch('/api/cart/items');
+          const data = await response.json();
+
+          if (response.ok) {
+            onSuccess(data);
+          } else {
+            onFail(new Error('Failed to load cart items'));
+          }
+        } catch (error) {
+          onFail(error);
+        }
+      },
+      onSuccess: (response) => {
+        console.log('🛒 Cart items loaded:', response);
+        dispatch(pushPanelQueued({
+          name: panel_names.CART_PANEL,
+          panelInfo: { items: response.items }
+        }));
+      }
+    },
+
+    {
+      // 3단계: 추천 상품 로드 (2단계 성공 시에만 실행)
+      asyncAction: async (dispatch, getState, onSuccess, onFail) => {
+        try {
+          const response = await fetch('/api/recommendations');
+          const data = await response.json();
+
+          if (response.ok) {
+            onSuccess(data);
+          } else {
+            onFail(new Error('Failed to load recommendations'));
+          }
+        } catch (error) {
+          onFail(error);
+        }
+      },
+      onSuccess: (response) => {
+        console.log('⭐ Recommendations loaded:', response);
+        dispatch(updatePanelQueued({
+          name: panel_names.CART_PANEL,
+          panelInfo: { recommendations: response.recommendations }
+        }));
+      }
+    }
+  ];
+
+  // 비동기 시퀀스 실행
+  dispatch(createAsyncPanelSequence(asyncActions));
+};
+
+/**
+ * 예시 4: 타임아웃과 에러 처리
+ *
+ * 타임아웃 설정과 상세한 에러 처리를 보여줍니다.
+ */
+export const timeoutAndErrorHandlingExample = (dispatch, getState) => {
+  console.log('⏰ Timeout and Error Handling Example');
+
+  dispatch(enqueueAsyncPanelAction({
+    // 5초 타임아웃 설정
+    timeout: 5000,
+
+    asyncAction: async (dispatch, getState, onSuccess, onFail) => {
+      // 의도적으로 오래 걸리는 작업 시뮬레이션
+      await new Promise(resolve => setTimeout(resolve, 3000));
+
+      // 랜덤으로 성공/실패 시뮬레이션
+      if (Math.random() > 0.5) {
+        onSuccess({ message: 'Success after delay' });
+      } else {
+        onFail(new Error('Random failure occurred'));
+      }
+    },
+
+    onSuccess: (response) => {
+      console.log('🎉 Success with timeout handling:', response);
+      dispatch(pushPanelQueued({
+        name: panel_names.SUCCESS_PANEL,
+        panelInfo: { message: response.message }
+      }));
+    },
+
+    onFail: (error) => {
+      console.error('💥 Error with timeout handling:', error);
+      dispatch(pushPanelQueued({
+        name: panel_names.ERROR_PANEL,
+        panelInfo: {
+          error: error.message,
+          isTimeout: error.message.includes('timeout')
+        }
+      }));
+    },
+
+    onFinish: (isSuccess, result) => {
+      console.log('🏁 Operation completed:', {
+        isSuccess,
+        result,
+        timestamp: Date.now()
+      });
+    }
+  }));
+};
+
+/**
+ * 예시 5: 기존 방식과 새로운 방식의 비교
+ *
+ * 기존의 callback 방식과 새로운 큐 기반 방식을 비교합니다.
+ */
+export const comparisonExample = (dispatch, getState) => {
+  console.log('📊 Async Comparison Example');
+
+  // 기존 방식 (순서 보장되지 않음, 복잡한 콜백 체인)
+  console.log('❌ Old way (complex callbacks, no order guarantee):');
+  setTimeout(() => {
+    // API 호출
+    TAxios(
+      dispatch,
+      getState,
+      'get',
+      '/api/products',
+      {},
+      {},
+      (response) => {
+        // 성공 콜백
+        dispatch({ type: 'PUSH_PANEL', payload: { name: 'PRODUCT_PANEL' } });
+        dispatch({ type: 'UPDATE_PANEL', payload: {
+          name: 'PRODUCT_PANEL',
+          panelInfo: { products: response.data }
+        }});
+
+        // 추가 API 호출
+        TAxios(
+          dispatch,
+          getState,
+          'get',
+          '/api/recommendations',
+          {},
+          {},
+          (recResponse) => {
+            // 중첩 콜백
+            dispatch({ type: 'UPDATE_PANEL', payload: {
+              name: 'PRODUCT_PANEL',
+              panelInfo: { recommendations: recResponse.data }
+            }});
+          },
+          (error) => {
+            // 에러 처리
+            console.error('Recommendation load failed:', error);
+          }
+        );
+      },
+      (error) => {
+        // 에러 처리
+        console.error('Product load failed:', error);
+        dispatch({ type: 'PUSH_PANEL', payload: { name: 'ERROR_PANEL' }});
+      }
+    );
+  }, 1000);
+
+  // 새로운 방식 (순서 보장, 깔끔한 구조)
+  console.log('✅ New way (ordered, clean structure):');
+  setTimeout(() => {
+    const asyncActions = [
+      {
+        asyncAction: async (dispatch, getState, onSuccess, onFail) => {
+          try {
+            const response = await fetch('/api/products');
+            const data = await response.json();
+            onSuccess(data);
+          } catch (error) {
+            onFail(error);
+          }
+        },
+        onSuccess: (response) => {
+          dispatch(pushPanelQueued({ name: 'PRODUCT_PANEL' }));
+          dispatch(updatePanelQueued({
+            name: 'PRODUCT_PANEL',
+            panelInfo: { products: response.data }
+          }));
+        }
+      },
+      {
+        asyncAction: async (dispatch, getState, onSuccess, onFail) => {
+          try {
+            const response = await fetch('/api/recommendations');
+            const data = await response.json();
+            onSuccess(data);
+          } catch (error) {
+            onFail(error);
+          }
+        },
+        onSuccess: (response) => {
+          dispatch(updatePanelQueued({
+            name: 'PRODUCT_PANEL',
+            panelInfo: { recommendations: response.data }
+          }));
+        }
+      }
+    ];
+
+    dispatch(createAsyncPanelSequence(asyncActions));
+  }, 2000);
+};
+
+/**
+ * 예시 6: 실제 프로젝트 적용 예시
+ *
+ * 실제 프로젝트에서 발생할 수 있는 시나리오를 보여줍니다.
+ */
+export const realWorldExample = (dispatch, getState, productId) => {
+  console.log('🌍 Real World Example - Product Detail Flow');
+
+  const productDetailFlow = [
+    {
+      // 1. 제품 상세 정보 로드
+      name: 'loadProductDetail',
+      asyncAction: async (dispatch, getState, onSuccess, onFail) => {
+        try {
+          const response = await fetch(`/api/products/${productId}`);
+          const data = await response.json();
+
+          if (response.ok) {
+            onSuccess(data);
+          } else {
+            onFail(new Error(data.message || 'Product not found'));
+          }
+        } catch (error) {
+          onFail(error);
+        }
+      },
+      onSuccess: (response) => {
+        dispatch(pushPanelQueued({
+          name: panel_names.DETAIL_PANEL,
+          panelInfo: {
+            product: response.product,
+            isLoading: false
+          }
+        }));
+      },
+      onFail: (error) => {
+        dispatch(pushPanelQueued({
+          name: panel_names.ERROR_PANEL,
+          panelInfo: {
+            error: error.message,
+            retryCallback: () => realWorldExample(dispatch, getState, productId)
+          }
+        }));
+      }
+    },
+
+    {
+      // 2. 관련 상품 로드
+      name: 'loadRelatedProducts',
+      asyncAction: async (dispatch, getState, onSuccess, onFail) => {
+        try {
+          const response = await fetch(`/api/products/${productId}/related`);
+          const data = await response.json();
+
+          if (response.ok) {
+            onSuccess(data);
+          } else {
+            onFail(new Error('Failed to load related products'));
+          }
+        } catch (error) {
+          onFail(error);
+        }
+      },
+      onSuccess: (response) => {
+        dispatch(updatePanelQueued({
+          name: panel_names.DETAIL_PANEL,
+          panelInfo: {
+            relatedProducts: response.products
+          }
+        }));
+      }
+    },
+
+    {
+      // 3. 재고 확인
+      name: 'checkStock',
+      asyncAction: async (dispatch, getState, onSuccess, onFail) => {
+        try {
+          const response = await fetch(`/api/products/${productId}/stock`);
+          const data = await response.json();
+
+          if (response.ok) {
+            onSuccess(data);
+          } else {
+            onFail(new Error('Failed to check stock'));
+          }
+        } catch (error) {
+          onFail(error);
+        }
+      },
+      onSuccess: (response) => {
+        dispatch(updatePanelQueued({
+          name: panel_names.DETAIL_PANEL,
+          panelInfo: {
+            stockInfo: response.stock,
+            canPurchase: response.stock.available > 0
+          }
+        }));
+      }
+    }
+  ];
+
+  dispatch(createAsyncPanelSequence(productDetailFlow));
+};
\ No newline at end of file
diff --git a/com.twin.app.shoptime/src/utils/compatibleAsyncPanelExamples.js b/com.twin.app.shoptime/src/utils/compatibleAsyncPanelExamples.js
new file mode 100644
index 00000000..990fc097
--- /dev/null
+++ b/com.twin.app.shoptime/src/utils/compatibleAsyncPanelExamples.js
@@ -0,0 +1,721 @@
+/**
+ * [251106] Chrome 68 호환 비동기 패널 액션 예시
+ *
+ * 이 파일은 async/await 없이 Promise/.then 체이닝만 사용하여
+ * Chrome 68 호환성을 완벽하게 보장하는 예시들을 보여줍니다.
+ * TAxios는 그대로 사용하면서 성공 기준(200 + retCode 0/'0')을 적용합니다.
+ */
+
+import {
+  enqueueAsyncPanelAction,
+  createApiWithPanelActions,
+  createAsyncPanelSequence
+} from '../actions/queuedPanelActions';
+
+import {
+  pushPanelQueued,
+  popPanelQueued,
+  updatePanelQueued,
+  clearPanelQueue
+} from '../actions/queuedPanelActions';
+
+import { panel_names } from './Config';
+
+/**
+ * 예시 1: TAxios Promise 래핑 (Chrome 68 호환)
+ *
+ * 기존 TAxios를 그대로 사용하면서 Promise 기반 제어
+ */
+export const compatibleTaxiosExample = (dispatch, getState, searchQuery) => {
+  console.log('🔄 Compatible TAxios Example');
+
+  dispatch(enqueueAsyncPanelAction({
+    asyncAction: (dispatch, getState, onSuccess, onFail) => {
+      // TAxios는 수정하지 않고 그대로 사용
+      import('../api/TAxios').then(({ TAxios }) => {
+        // TAxios를 Promise로 래핑하는 유틸리티 사용
+        import('../utils/asyncActionUtils').then(({ tAxiosToPromise }) => {
+          tAxiosToPromise(
+            TAxios,                           // 기존 TAxios (수정 없음)
+            dispatch, getState,
+            'post',                          // HTTP 메소드
+            '/api/search',                    // URL
+            {},                              // URL params
+            { query: searchQuery },           // request params
+            { noTokenRefresh: false }         // 옵션
+          )
+          .then(result => {
+            console.log('[CompatibleExample] 📊 TAxios Result:', {
+              retCode: result.data?.retCode,
+              success: result.success,
+              hasData: !!result.data?.data
+            });
+            onSuccess(result);
+          })
+          .catch(error => {
+            // tAxiosToPromise은 reject하지 않지만, 혹시 모를 예외 처리
+            onSuccess({
+              response: null,
+              data: null,
+              success: false,
+              error: {
+                code: 'TAXIOS_WRAPPER_ERROR',
+                message: error.message || 'TAxios 래퍼 오류'
+              }
+            });
+          });
+        }).catch(error => {
+          // 유틸리티 import 실패
+          console.error('[CompatibleExample] ❌ Utils Import Error:', error);
+          onSuccess({
+            response: null,
+            data: null,
+            success: false,
+            error: {
+              code: 'UTILS_IMPORT_ERROR',
+              message: '유틸리티 import 실패'
+            }
+          });
+        });
+      }).catch(error => {
+        // TAxios import 실패
+        console.error('[CompatibleExample] ❌ TAxios Import Error:', error);
+        onSuccess({
+          response: null,
+          data: null,
+          success: false,
+          error: {
+            code: 'TAXIOS_IMPORT_ERROR',
+            message: 'TAxios import 실패'
+          }
+        });
+      });
+    },
+
+    onSuccess: (result) => {
+      if (result.success) {
+        // HTTP 200 + retCode 0/'0' 성공
+        console.log('[CompatibleExample] ✅ Search Success:', result.data?.data);
+
+        dispatch(pushPanelQueued({
+          name: panel_names.SEARCH_PANEL,
+          panelInfo: {
+            query: searchQuery,
+            results: result.data?.data || [],
+            isLoading: false
+          }
+        }));
+
+      } else {
+        // retCode가 0이 아닌 경우 (504, 6xx, 9xx 등)
+        console.error('[CompatibleExample] ❌ Search Failed:', {
+          code: result.error?.code,
+          message: result.error?.message,
+          httpStatus: result.error?.httpStatus
+        });
+
+        dispatch(pushPanelQueued({
+          name: panel_names.ERROR_PANEL,
+          panelInfo: {
+            error: result.error?.message || '검색에 실패했습니다',
+            errorCode: result.error?.code,
+            canRetry: true,
+            retryAction: () => compatibleTaxiosExample(dispatch, getState, searchQuery)
+          }
+        }));
+      }
+    },
+
+    onFail: (error) => {
+      console.error('[CompatibleExample] 💥 Critical Error:', error);
+
+      dispatch(pushPanelQueued({
+        name: panel_names.ERROR_PANEL,
+        panelInfo: {
+          error: '치명적인 오류가 발생했습니다',
+          isSystemError: true
+        }
+      }));
+    },
+
+    timeout: 10000 // 10초 타임아웃
+  }));
+};
+
+/**
+ * 예시 2: 순차적 TAxios 호출 체이닝
+ *
+ * 여러 TAxios 호출을 순차적으로 실행하고 각 결과에 따라 패널 조작
+ */
+export const sequentialTaxiosChaining = (dispatch, getState, userId) => {
+  console.log('🔗 Sequential TAxios Chaining');
+
+  dispatch(clearPanelQueue()); // 큐 정리
+
+  const workflow = [
+    {
+      name: 'loadUserProfile',
+      asyncAction: (dispatch, getState, onSuccess, onFail) => {
+        // Promise 체이닝으로 순차적 처리
+        Promise.all([
+          import('../api/TAxios'),
+          import('../utils/asyncActionUtils')
+        ])
+        .then(([{ TAxios }, { tAxiosToPromise }]) => {
+          return tAxiosToPromise(
+            TAxios, dispatch, getState, 'get',
+            '/api/user/profile',
+            { userId }, {}, {}
+          );
+        })
+        .then(result => {
+          console.log('[Sequential] 👤 Profile Loaded:', {
+            retCode: result.data?.retCode,
+            success: result.success
+          });
+          onSuccess(result);
+        })
+        .catch(error => {
+          console.error('[Sequential] ❌ Profile Load Error:', error);
+          onSuccess({
+            response: null,
+            data: null,
+            success: false,
+            error: {
+              code: 'PROFILE_LOAD_ERROR',
+              message: '프로필 로드 실패'
+            }
+          });
+        });
+      },
+
+      onSuccess: (result) => {
+        if (result.success) {
+          dispatch(pushPanelQueued({
+            name: panel_names.USER_PANEL,
+            panelInfo: {
+              user: result.data?.data,
+              step: 'profile_loaded'
+            }
+          }));
+        } else {
+          // 실패 시 체이닝 중단
+          dispatch(pushPanelQueued({
+            name: panel_names.ERROR_PANEL,
+            panelInfo: {
+              error: result.error?.message || '프로필 로드 실패',
+              stopChain: true
+            }
+          }));
+        }
+      }
+    },
+
+    {
+      name: 'loadCartItems',
+      asyncAction: (dispatch, getState, onSuccess, onFail) => {
+        Promise.all([
+          import('../api/TAxios'),
+          import('../utils/asyncActionUtils')
+        ])
+        .then(([{ TAxios }, { tAxiosToPromise }]) => {
+          return tAxiosToPromise(
+            TAxios, dispatch, getState, 'get',
+            '/api/user/cart',
+            { userId }, {}, {}
+          );
+        })
+        .then(result => {
+          console.log('[Sequential] 🛒 Cart Loaded:', {
+            retCode: result.data?.retCode,
+            itemCount: result.data?.data?.items?.length
+          });
+          onSuccess(result);
+        })
+        .catch(error => {
+          console.error('[Sequential] ❌ Cart Load Error:', error);
+          onSuccess({
+            response: null,
+            data: null,
+            success: false,
+            error: {
+              code: 'CART_LOAD_ERROR',
+              message: '장바구니 로드 실패'
+            }
+          });
+        });
+      },
+
+      onSuccess: (result) => {
+        if (result.success) {
+          dispatch(updatePanelQueued({
+            name: panel_names.USER_PANEL,
+            panelInfo: {
+              cartItems: result.data?.data?.items || [],
+              step: 'completed'
+            }
+          }));
+        } else {
+          // 장바구니 로드 실패는 사용자 패널은 유지
+          dispatch(updatePanelQueued({
+            name: panel_names.USER_PANEL,
+            panelInfo: {
+              cartError: result.error?.message,
+              step: 'cart_failed'
+            }
+          }));
+        }
+      }
+    }
+  ];
+
+  // 순차적 워크플로우 실행
+  dispatch(createAsyncPanelSequence(workflow));
+};
+
+/**
+ * 예시 3: 병렬 TAxios 호출
+ *
+ * 여러 API를 동시에 호출하고 모두 완료되면 결과를 종합
+ */
+export const parallelTaxiosCalls = (dispatch, getState, productId) => {
+  console.log('🚀 Parallel TAxios Calls');
+
+  dispatch(enqueueAsyncPanelAction({
+    asyncAction: (dispatch, getState, onSuccess, onFail) => {
+      // 필요한 모듈 import
+      Promise.all([
+        import('../api/TAxios'),
+        import('../utils/asyncActionUtils')
+      ])
+      .then(([{ TAxios }, { tAxiosToPromise, executeParallelAsyncActions }]) => {
+        // 병렬로 실행할 TAxios 호출들
+        const parallelActions = [
+          // 제품 상세 정보
+          (dispatch, getState, success, fail) => {
+            tAxiosToPromise(
+              TAxios, dispatch, getState, 'get',
+              '/api/products/detail',
+              { productId }, {}, {}
+            ).then(result => success(result))
+             .catch(error => success({
+               response: null,
+               data: null,
+               success: false,
+               error: { code: 'DETAIL_ERROR', message: error.message }
+             }));
+          },
+
+          // 관련 상품
+          (dispatch, getState, success, fail) => {
+            tAxiosToPromise(
+              TAxios, dispatch, getState, 'get',
+              '/api/products/related',
+              { productId }, {}, {}
+            ).then(result => success(result))
+             .catch(error => success({
+               response: null,
+               data: null,
+               success: false,
+               error: { code: 'RELATED_ERROR', message: error.message }
+             }));
+          },
+
+          // 리뷰 정보
+          (dispatch, getState, success, fail) => {
+            tAxiosToPromise(
+              TAxios, dispatch, getState, 'get',
+              '/api/products/reviews',
+              { productId }, {}, {}
+            ).then(result => success(result))
+             .catch(error => success({
+               response: null,
+               data: null,
+               success: false,
+               error: { code: 'REVIEWS_ERROR', message: error.message }
+             }));
+          }
+        ];
+
+        // 병렬 실행
+        return executeParallelAsyncActions(parallelActions, { dispatch, getState });
+      })
+      .then(results => {
+        console.log('[Parallel] 📊 All Results:', {
+          total: results.length,
+          success: results.filter(r => r.success).length,
+          failed: results.filter(r => !r.success).length
+        });
+
+        // 결과 종합
+        const combinedResult = {
+          response: { status: 200 },
+          data: {
+            detail: results[0].data,
+            related: results[1].data,
+            reviews: results[2].data,
+            errors: results.filter(r => !r.success).map(r => ({
+              endpoint: ['detail', 'related', 'reviews'][results.indexOf(r)],
+              error: r.error
+            }))
+          },
+          success: results.every(r => r.success),
+          error: results.some(r => !r.success) ? {
+            code: 'PARTIAL_FAILURE',
+            message: '일부 정보 로드 실패'
+          } : null
+        };
+
+        onSuccess(combinedResult);
+      })
+      .catch(error => {
+        console.error('[Parallel] 💥 Parallel Execution Error:', error);
+        onSuccess({
+          response: null,
+          data: null,
+          success: false,
+          error: {
+            code: 'PARALLEL_EXECUTION_ERROR',
+            message: '병렬 실행 실패'
+          }
+        });
+      });
+    },
+
+    onSuccess: (result) => {
+      if (result.success) {
+        // 모든 API 성공
+        dispatch(pushPanelQueued({
+          name: panel_names.DETAIL_PANEL,
+          panelInfo: {
+            product: result.data.detail?.data,
+            relatedProducts: result.data.related?.data?.items || [],
+            reviews: result.data.reviews?.data?.reviews || [],
+            isLoading: false
+          }
+        }));
+
+      } else {
+        // 부분 실패 - 성공한 데이터는 표시
+        dispatch(pushPanelQueued({
+          name: panel_names.DETAIL_PANEL,
+          panelInfo: {
+            product: result.data.detail?.data,
+            relatedProducts: result.data.related?.data?.items || [],
+            reviews: result.data.reviews?.data?.reviews || [],
+            hasErrors: true,
+            errors: result.data.errors,
+            isLoading: false
+          }
+        }));
+      }
+    },
+
+    timeout: 15000 // 15초 타임아웃 (병렬 호출이므로 더 길게)
+  }));
+};
+
+/**
+ * 예시 4: 재시도 로직 (Promise 체이닝)
+ *
+ * 실패 시 자동 재시도 - Promise 체이닝으로 구현
+ */
+export const retryWithPromiseChaining = (dispatch, getState, productId) => {
+  console.log('🔄 Retry with Promise Chaining');
+
+  const maxRetries = 3;
+  let retryCount = 0;
+
+  const attemptLoad = () => {
+    retryCount++;
+    console.log(`[Retry] 📡 Attempt ${retryCount}/${maxRetries}`);
+
+    dispatch(enqueueAsyncPanelAction({
+      asyncAction: (dispatch, getState, onSuccess, onFail) => {
+        Promise.all([
+          import('../api/TAxios'),
+          import('../utils/asyncActionUtils')
+        ])
+        .then(([{ TAxios }, { tAxiosToPromise, withTimeout }]) => {
+          const apiPromise = tAxiosToPromise(
+            TAxios, dispatch, getState, 'get',
+            '/api/products/detail',
+            { productId }, {}, {}
+          );
+
+          // 타임아웃 적용
+          return withTimeout(apiPromise, 3000, '제품 정보 로드 시간 초과');
+        })
+        .then(result => {
+          console.log('[Retry] 📊 Load Result:', {
+            success: result.success,
+            errorCode: result.error?.code,
+            retryCount
+          });
+
+          // 항상 resolve
+          onSuccess(result);
+        })
+        .catch(error => {
+          console.error('[Retry] 💥 Load Error:', error);
+
+          // 예외도 resolve로 처리
+          onSuccess({
+            response: null,
+            data: null,
+            success: false,
+            error: {
+              code: 'LOAD_EXCEPTION',
+              message: error.message || '로드 중 예외 발생'
+            }
+          });
+        });
+      },
+
+      onSuccess: (result) => {
+        if (result.success) {
+          // 성공 시 패널 표시
+          console.log('[Retry] ✅ Load Success after', retryCount, 'attempts');
+
+          dispatch(pushPanelQueued({
+            name: panel_names.DETAIL_PANEL,
+            panelInfo: {
+              product: result.data?.data,
+              source: 'api',
+              retryCount
+            }
+          }));
+
+        } else {
+          console.error('[Retry] ❌ Load Failed:', result.error);
+
+          if (retryCount < maxRetries) {
+            // 재시도
+            console.log(`[Retry] 🔄 Retrying in 1 second... (${retryCount}/${maxRetries})`);
+
+            setTimeout(() => {
+              attemptLoad();
+            }, 1000);
+
+          } else {
+            // 최대 재시고 도달 - 폴백
+            console.log('[Retry] 📦 Max retries reached, using fallback');
+
+            dispatch(pushPanelQueued({
+              name: panel_names.DETAIL_PANEL,
+              panelInfo: {
+                product: {
+                  id: productId,
+                  name: '제품 정보 로드 실패',
+                  placeholder: true
+                },
+                source: 'fallback',
+                error: result.error?.message,
+                retryCount,
+                canRetry: true,
+                retryAction: () => {
+                  retryCount = 0; // 재시도 카운트 초기화
+                  attemptLoad();
+                }
+              }
+            }));
+          }
+        }
+      },
+
+      timeout: 5000 // 각 시도 타임아웃
+    }));
+  };
+
+  // 첫 번째 시도
+  attemptLoad();
+};
+
+/**
+ * 예시 5: 실제 비즈니스 시나리오 - 제품 검색 및 상세 보기
+ *
+ * 검색 → 상제 선택 → 상세 로드 → 관련 상품 로드
+ */
+export const productSearchToDetailFlow = (dispatch, getState, searchQuery) => {
+  console.log('🔍 Product Search to Detail Flow');
+
+  // 1단계: 검색
+  dispatch(enqueueAsyncPanelAction({
+    asyncAction: (dispatch, getState, onSuccess, onFail) => {
+      Promise.all([
+        import('../api/TAxios'),
+        import('../utils/asyncActionUtils')
+      ])
+      .then(([{ TAxios }, { tAxiosToPromise }]) => {
+        return tAxiosToPromise(
+          TAxios, dispatch, getState, 'post',
+          '/api/search',
+          {}, {},
+          { query: searchQuery, limit: 20 }
+        );
+      })
+      .then(result => {
+        console.log('[SearchFlow] 🔍 Search Results:', {
+          retCode: result.data?.retCode,
+          resultCount: result.data?.data?.results?.length
+        });
+        onSuccess(result);
+      })
+      .catch(error => {
+        onSuccess({
+          response: null,
+          data: null,
+          success: false,
+          error: { code: 'SEARCH_ERROR', message: error.message }
+        });
+      });
+    },
+
+    onSuccess: (result) => {
+      if (result.success && result.data?.data?.results?.length > 0) {
+        // 검색 성공 - 결과 패널 표시
+        dispatch(pushPanelQueued({
+          name: panel_names.SEARCH_RESULTS_PANEL,
+          panelInfo: {
+            query: searchQuery,
+            results: result.data.data.results,
+            isLoading: false
+          }
+        }));
+
+        // 첫 번째 결과에 대한 상세 정보 자동 로드
+        const firstProduct = result.data.data.results[0];
+        loadProductDetail(dispatch, getState, firstProduct.id);
+
+      } else {
+        // 검색 결과 없음
+        dispatch(pushPanelQueued({
+          name: panel_names.SEARCH_RESULTS_PANEL,
+          panelInfo: {
+            query: searchQuery,
+            results: [],
+            isEmpty: true,
+            message: '검색 결과가 없습니다'
+          }
+        }));
+      }
+    },
+
+    timeout: 8000
+  }));
+};
+
+// 제품 상세 로드 함수 (Promise 체이닝)
+const loadProductDetail = (dispatch, getState, productId) => {
+  console.log('[SearchFlow] 📦 Loading Product Detail:', productId);
+
+  dispatch(enqueueAsyncPanelAction({
+    asyncAction: (dispatch, getState, onSuccess, onFail) => {
+      Promise.all([
+        import('../api/TAxios'),
+        import('../utils/asyncActionUtils')
+      ])
+      .then(([{ TAxios }, { tAxiosToPromise }]) => {
+        return tAxiosToPromise(
+          TAxios, dispatch, getState, 'get',
+          '/api/products/detail',
+          { productId }, {}, {}
+        );
+      })
+      .then(result => {
+        console.log('[SearchFlow] 📦 Product Detail Loaded:', {
+          retCode: result.data?.retCode,
+          success: result.success
+        });
+        onSuccess(result);
+      })
+      .catch(error => {
+        onSuccess({
+          response: null,
+          data: null,
+          success: false,
+          error: { code: 'DETAIL_LOAD_ERROR', message: error.message }
+        });
+      });
+    },
+
+    onSuccess: (result) => {
+      if (result.success) {
+        // 상세 정보 성공 - 상세 패널 표시
+        dispatch(pushPanelQueued({
+          name: panel_names.DETAIL_PANEL,
+          panelInfo: {
+            product: result.data?.data,
+            isLoading: false
+          }
+        }));
+
+        // 관련 상품 로드 (배경에서)
+        loadRelatedProducts(dispatch, getState, productId);
+
+      } else {
+        // 상세 정보 로드 실패
+        dispatch(updatePanelQueued({
+          name: panel_names.SEARCH_RESULTS_PANEL,
+          panelInfo: {
+            detailError: result.error?.message,
+            selectedProductId: productId
+          }
+        }));
+      }
+    },
+
+    timeout: 5000
+  }));
+};
+
+// 관련 상품 로드 함수
+const loadRelatedProducts = (dispatch, getState, productId) => {
+  console.log('[SearchFlow] 🔗 Loading Related Products:', productId);
+
+  dispatch(enqueueAsyncPanelAction({
+    asyncAction: (dispatch, getState, onSuccess, onFail) => {
+      Promise.all([
+        import('../api/TAxios'),
+        import('../utils/asyncActionUtils')
+      ])
+      .then(([{ TAxios }, { tAxiosToPromise }]) => {
+        return tAxiosToPromise(
+          TAxios, dispatch, getState, 'get',
+          '/api/products/related',
+          { productId }, {}, {}
+        );
+      })
+      .then(result => {
+        console.log('[SearchFlow] 🔗 Related Products Loaded:', {
+          retCode: result.data?.retCode,
+          count: result.data?.data?.items?.length
+        });
+        onSuccess(result);
+      })
+      .catch(error => {
+        onSuccess({
+          response: null,
+          data: null,
+          success: false,
+          error: { code: 'RELATED_LOAD_ERROR', message: error.message }
+        });
+      });
+    },
+
+    onSuccess: (result) => {
+      if (result.success) {
+        // 관련 상품 성공 - 상세 패널 업데이트
+        dispatch(updatePanelQueued({
+          name: panel_names.DETAIL_PANEL,
+          panelInfo: {
+            relatedProducts: result.data?.data?.items || []
+          }
+        }));
+      }
+      // 관련 상품 실패는 무시 (메인 기능에 영향 없음)
+    },
+
+    timeout: 3000 // 더 짧은 타임아웃 (부가 기능)
+  }));
+};
\ No newline at end of file